Livtopia's Self Directed IRA Investment Services
Livtopia specializes in assisting investors interested in Livtopia properties as part of a self-directed IRA account. And we can help you too.
Nearly all of the properties that we feature can offer significant investment income and your IRA's capital can go a lot further than you might think.
Your IRA can buy land, ready to build lots, commercial or residential property especially rental properties, real estate options, as well as take part in a whole range of other types of investments.
Your IRA may also buy property through leveraging, provided the loan is not guaranteed by the IRA owner (or relatives) and provided that the IRA has enough liquidity to support the mortgage and expenses.
Most account custodians will have limits on the amount of leverage they will permit. And leveraging can result in income taxes on Undeclared Foreign Income that must be paid by the IRA. These taxes are usually higher than would be paid on income generated from a property that you buy and finance personally. Plus, the UDFI taxes must be paid from funds from the IRA so your IRA must have sufficient liquidity to cover these taxes. IRS Form 990T and the accompanying instructions have more details.
To participate in a real estate investment without a full cash capital investment you could explore a number of other options. Your IRA can co-invest with other parties, or your IRA and other parties could co-invest in real estate by becoming members of an LLC that buys and sells property.
Livtopia's specialist in Self-Directed IRA investing is Tom Tamrack. Click here to meet him and to learn more about his expertise.